PCI-DSS 4.0
PCI-DSS applies to every business that accepts, processes, stores or transmits payment card data. Version 4.0, effective April 2024, introduced significant changes — new authentication requirements, expanded scope for e-commerce, and stronger encryption mandates. Cybria Secure provides PCI-DSS gap assessment, remediation and QSA-ready documentation for Indian payment businesses.
Who Needs PCI-DSS?
- E-commerce platforms accepting card payments
- Payment aggregators and payment gateways
- Banks and NBFCs processing card transactions
- Retail businesses with POS systems
- Hotels, airlines and travel companies
- Healthcare organizations accepting card payments
How We Help You Achieve PCI-DSS
A structured, proven approach — from gap assessment through to certification.
Scope Definition
Define the cardholder data environment (CDE) and identify all systems, networks and processes in scope.
Gap Assessment
Benchmark against all 12 PCI-DSS 4.0 requirements and produce a prioritized remediation plan.
Network Segmentation Review
Validate network segmentation isolating the CDE from out-of-scope systems.
VAPT (ASV Scans)
Quarterly ASV vulnerability scans and annual penetration testing as required by PCI-DSS.
Policy & Documentation
Develop all required policies, procedures, and evidence documentation for QSA assessment.
QSA Audit Support
Support during the formal QSA assessment and help remediate any findings before certification.
Key Requirements
Core obligations you must satisfy to achieve PCI-DSS 4.0 compliance.
Key Benefits
What achieving PCI-DSS compliance means for your business.
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Frequently Asked Questions
Do Indian e-commerce companies need PCI-DSS?
Yes. If you process, store or transmit cardholder data — or if your platform connects to payment gateways — PCI-DSS applies regardless of geography. The card brands (Visa, Mastercard) mandate it globally.
What changed in PCI-DSS version 4.0?
Key changes include mandatory MFA for all CDE access, stronger password requirements, expanded scope for e-commerce and phishing controls, new targeted risk analysis approach, and several new requirements becoming mandatory in April 2025.
We use a payment gateway — are we still in scope?
Possibly, depending on your integration. Using an iframe or redirect significantly reduces scope. We assess your specific payment flow to determine your actual CDE scope before any remediation work begins.
Other Compliance Frameworks
RBI
Master Directions on IT Risk & Cybersecurity for banks, cooperative banks, UCBs and NBFCs.
ISO 27001
Global gold standard for Information Security Management Systems — required by enterprise clients worldwide.
SOC 2
Trust services criteria audit for security, availability and confidentiality — required by US and global enterprise clients.
Start Your PCI-DSS Journey
Certified compliance experts. Transparent process. Free scoping call — no commitment required.
Based in Kolhapur · Serving all of India · Remote & On-site