Indian Regulations

RBI Cybersecurity Framework

The Reserve Bank of India's Master Directions on IT Governance, Risk, Controls and Assurance Practices are the most important cybersecurity mandate for any regulated financial entity in India. Non-compliance isn't theoretical risk — RBI is actively imposing penalties on banks found non-compliant. Cybria Secure helps cooperative banks, UCBs and NBFCs achieve and sustain full RBI compliance.

Who Needs RBI?

  • Scheduled Commercial Banks
  • Urban Cooperative Banks (UCBs)
  • District Central Cooperative Banks
  • State Cooperative Banks
  • NBFCs (NBFC-D, NBFC-ND-SI)
  • Payment System Operators
  • Account Aggregators

How We Help You Achieve RBI

A structured, proven approach — from gap assessment through to certification.

01

Gap Assessment

Benchmark your current state against all RBI Master Direction requirements and produce a prioritized gap report.

02

Policy & Documentation

Draft Board-approved Cybersecurity Policy, IT Risk Framework, IRP, BCP — all formatted to satisfy RBI inspection evidence requirements.

03

VAPT with RBI-Format Report

Conduct mandatory annual VAPT with manual testing evidence — formatted to meet RBI inspection documentation requirements.

04

IRP Development & Testing

Build and tabletop-test your Incident Response Plan — including the mandatory RBI 6-hour notification workflow.

05

Pre-Inspection Preparation

Mock inspection walkthrough, evidence compilation and documentation review before your RBI audit.

06

CISO-as-a-Service

Fulfill the RBI CISO mandate for cooperative banks and NBFCs without a full-time executive hire.

Key Requirements

Core obligations you must satisfy to achieve RBI Cybersecurity Framework compliance.

Board-approved Cybersecurity Policy
Designated CISO with defined reporting lines
Annual VAPT for internet-facing systems
Quarterly VAPT for critical systems
Tested Incident Response Plan
6-hour RBI incident notification capability
Business Continuity Plan with verified RTO/RPO
Periodic security awareness training for all staff
Third-party/vendor risk management controls
Patch management and vulnerability management process

Key Benefits

What achieving RBI compliance means for your business.

1
Pass RBI inspections confidently
2
Avoid regulatory penalties and reputational damage
3
File cyber incident notifications on time
4
Board-ready compliance documentation
5
Ongoing compliance maintenance support

Ready to get RBI certified?

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Achieve RBI Compliance Faster

Free scoping call. Transparent pricing. Expert guidance.

Frequently Asked Questions

Does RBI compliance apply to our small cooperative bank?

Yes. RBI Master Directions apply to all regulated entities including urban cooperative banks and district cooperative banks, regardless of size. The requirements scale with the complexity of your IT environment, but the obligation exists for all.

We have an upcoming RBI inspection. How quickly can you help?

Contact us immediately. We can begin a gap assessment within one week and prioritize pre-inspection preparation. The sooner we start, the more we can achieve before the inspection date.

What does the RBI 6-hour notification requirement mean?

RBI mandates that banks notify them within 6 hours of detecting a cyber incident. This requires a pre-built incident reporting process, designated personnel, and a tested IRP — not something you can improvise during an active attack.

Can a vCISO satisfy the RBI CISO appointment requirement?

For most cooperative banks and NBFCs, yes. The RBI requires the CISO function to be fulfilled with defined reporting lines. Our vCISO service meets this requirement for regulated entities that cannot justify a full-time executive.

Start Your RBI Journey

Certified compliance experts. Transparent process. Free scoping call — no commitment required.

Based in Kolhapur · Serving all of India · Remote & On-site